Car Lease & Auto Finance Center in Washington, MI
At Serra Kia, We Deliver Satisfaction. When you've found the Kia sedan or SUV that's right for you, come to our Kia dealership near Shelby Charter Township, MI. Our Michigan Kia finance center is run by compassionate Kia finance experts who can find you flexible lease terms and affordable Kia financing rates. Our goal is 100% credit approval, which is why we welcome Michigan drivers who have good, poor and no credit.Â
We Make it Easy!

Should You Lease Your New Serra Kia Vehicle?
Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.
Benefits of Financing
Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.


Flexible Credit Options
We can secure you a car loan and help you lease or finance a Kia through one of our 30+ banks and lenders. You can ask us to explain the benefits of buying vs, leasing a Kia or how we can value your trade. We offer drivers above-average KBB car values and we help people save with our Kia finance specials and Kia lease offers. To get the auto financing process started today, apply for Kia financing and hurry into our Michigan Kia dealer!
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?
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Kia Finance Center near Shelby Charter Township, MI
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Serra Kia
12300 30 Mile Rd
Washington, MI 48095
- Sales: (586) 281-2800
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